{"id":333,"date":"2022-02-03T17:55:02","date_gmt":"2022-02-03T16:55:02","guid":{"rendered":"https:\/\/maklermartin.digiamo.cz\/maklermartin\/2022\/02\/03\/realitni-trh-v-roce-2022\/"},"modified":"2022-02-03T17:55:02","modified_gmt":"2022-02-03T16:55:02","slug":"realitni-trh-v-roce-2022","status":"publish","type":"post","link":"https:\/\/maklermartin.digiamo.cz\/maklermartin\/2022\/02\/03\/realitni-trh-v-roce-2022\/","title":{"rendered":"Jak\u00e9 zm\u011bny \u010dekaj\u00ed realitn\u00ed trh v&nbsp;roce 2022?"},"content":{"rendered":"\n<p>Budou se d\u00edt v\u011bci. Na realitn\u00ed trh p\u0159ijdou velk\u00e9 zm\u011bny. Pus\u0165te se do \u010dten\u00ed, a\u0165 jste p\u0159ipraveni.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>Ceny nemovitost\u00ed<\/strong><\/h4>\n\n\n\n<p><strong>R\u016fst cen byt\u016f<\/strong> ani v\u00a0tomto roce nezastav\u00edme. Dobr\u00e1 zpr\u00e1va ale je, \u017ee d\u00edky opat\u0159en\u00edm \u010cNB a&nbsp;dra\u017e\u0161\u00edm \u00fav\u011br\u016fm na bydlen\u00ed se sn\u00ed\u017e\u00ed po\u010det z\u00e1jemc\u016f o&nbsp;koupi nemovitosti a&nbsp;r\u016fst cen tedy nebude tak rychl\u00fd jako v\u00a0roce 2021.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>Hypot\u00e9ky<\/strong><\/h4>\n\n\n\n<p>Lo\u0148sk\u00fd rok zaznamenal obrovsk\u00fd z\u00e1jem o&nbsp;hypot\u00e9ky. Meziro\u010dn\u011b o&nbsp;n\u011b stoupl z\u00e1jem asi o&nbsp;75&nbsp;%. Napom\u00e1haly tomu n\u00edzk\u00e9 \u00farokov\u00e9 sazby, inflace a&nbsp;strach ze zdra\u017een\u00ed hypot\u00e9k \u2013 <strong>co\u017e n\u00e1s skute\u010dn\u011b \u010dek\u00e1<\/strong>.<\/p>\n\n\n\n<p>P\u0159edpokl\u00e1d\u00e1 se, \u017ee \u00farokov\u00e9 sazby hypot\u00e9k letos vylezou a\u017e na hodnotu 5&nbsp;%. A&nbsp;mo\u017en\u00e1 i&nbsp;v\u00fd\u0161e.<\/p>\n\n\n\n<p>Se zm\u011bnou \u00farok\u016f p\u0159ijde i&nbsp;zm\u011bna omezuj\u00edc\u00edch podm\u00ednek pro z\u00edsk\u00e1n\u00ed hypot\u00e9ky \u2013 DTI, DSTI a&nbsp;LTV.<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li><strong>DTI<\/strong> \u2013 celkov\u00fd dluh v\u00a0n\u00e1sobc\u00edch \u010dist\u00e9ho p\u0159\u00edjmu: 8,5 pro star\u0161\u00ed 36 let a&nbsp;9,5 pro mlad\u0161\u00ed<\/li><li><strong>DSTI<\/strong> \u2013 pom\u011br mezi sou\u010dtem spl\u00e1tek \u00fav\u011br\u016f a&nbsp;\u010dist\u00fdm m\u011bs\u00ed\u010dn\u00edm p\u0159\u00edjmem: 45&nbsp;% pro star\u0161\u00ed 36 let a&nbsp;50&nbsp;% pro mlad\u0161\u00ed<\/li><li><strong>LTV<\/strong> \u2013 pom\u011br p\u016fj\u010den\u00e9 sumy a&nbsp;hodnoty zastaven\u00e9 nemovitosti: 80&nbsp;% star\u0161\u00ed 36 let a&nbsp;mlad\u0161\u00ed 90&nbsp;%<\/li><\/ul>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>N\u00e1jmy<\/strong><\/h4>\n\n\n\n<p>Zdra\u017een\u00ed hypot\u00e9k a&nbsp;nezastaviteln\u00e9 ceny nemovitost\u00ed budou st\u00e1le v\u00edce a&nbsp;v\u00edce z\u00e1jemc\u016f o&nbsp;bydlen\u00ed nutit k&nbsp;tomu, aby se poohl\u00e9dli po n\u00e1jmu. A&nbsp;p\u0159edpokl\u00e1d\u00e1 se, \u017ee po\u010dty takov\u00fdch z\u00e1jemc\u016f budou trhat rekordy.<\/p>\n\n\n\n<p>Zv\u00fd\u0161en\u00e1 popt\u00e1vka samoz\u0159ejm\u011b bude tla\u010dit na ceny n\u00e1jm\u016f, a&nbsp;proto m\u016f\u017eeme o\u010dek\u00e1vat <strong>zv\u00fd\u0161en\u00ed jejich cen<\/strong>.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>Co tedy \u010dekat a&nbsp;hlavn\u011b d\u011blat?<\/strong><\/h4>\n\n\n\n<p>Dal\u0161\u00ed r\u016fst cen nemovitost\u00ed i&nbsp;n\u00e1jm\u016f, zdra\u017een\u00ed hypot\u00e9k a&nbsp;p\u0159\u00edsn\u011bj\u0161\u00ed pravidla pro jej\u00ed z\u00edsk\u00e1n\u00ed zp\u016fsob\u00ed, \u017ee se realitn\u00ed trh celkov\u011b <strong>zklidn\u00ed a&nbsp;vychladne<\/strong>. Dra\u017e\u0161\u00ed bydlen\u00ed odrad\u00ed \u0159adu z\u00e1jemc\u016f o&nbsp;koupi nemovitosti a&nbsp;pro prod\u00e1vaj\u00edc\u00ed bude mnohem<strong> t\u011b\u017e\u0161\u00ed ji prodat<\/strong>. Prodej nemovitosti se obecn\u011b zpomal\u00ed a&nbsp;prot\u00e1hne. D\u0159\u00edv\u011bj\u0161\u00ed ultra rychl\u00e9 prodeje ji\u017e nebudou standardem.<\/p>\n\n\n\n<p>Bude mnohem v\u00edce z\u00e1le\u017eet na <strong>chytr\u00e9m marketingu a&nbsp;inzerci<\/strong>. Kdo se nechal rozmazlit dobou, kdy z\u00e1jemc\u016f bylo mnoho, m\u016f\u017ee v\u00a0tomto roce narazit. Amat\u00e9ry od profesion\u00e1l\u016f bude realitn\u00ed trh d\u011blit podle d\u016fvtipu p\u0159i stavb\u011b prodejn\u00ed strategie.<\/p>\n\n\n\n<p>Pokud uva\u017eujete o&nbsp;prodeji sv\u00e9 nemovitosti, doporu\u010duji to ud\u011blat <strong>co nejd\u0159\u00edve<\/strong>. Trh je je\u0161t\u011b hork\u00fd, ale brzy za\u010dne chladnout. <a href=\"https:\/\/www.maklermartin.cz\/kontakt\/\" target=\"_blank\" rel=\"noreferrer noopener\">Tak a\u0165 to stihnete<\/a>.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Budou se d\u00edt v\u011bci. Na realitn\u00ed trh p\u0159ijdou velk\u00e9 zm\u011bny. Pus\u0165te se do \u010dten\u00ed, a\u0165 jste p\u0159ipraveni. Ceny nemovitost\u00ed R\u016fst cen byt\u016f ani v\u00a0tomto roce nezastav\u00edme. Dobr\u00e1 &#8230;<\/p>\n","protected":false},"author":1,"featured_media":334,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[11],"tags":[],"class_list":["post-333","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"meta_box":[],"_links":{"self":[{"href":"https:\/\/maklermartin.digiamo.cz\/maklermartin\/wp-json\/wp\/v2\/posts\/333","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/maklermartin.digiamo.cz\/maklermartin\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/maklermartin.digiamo.cz\/maklermartin\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/maklermartin.digiamo.cz\/maklermartin\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/maklermartin.digiamo.cz\/maklermartin\/wp-json\/wp\/v2\/comments?post=333"}],"version-history":[{"count":0,"href":"https:\/\/maklermartin.digiamo.cz\/maklermartin\/wp-json\/wp\/v2\/posts\/333\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/maklermartin.digiamo.cz\/maklermartin\/wp-json\/wp\/v2\/media\/334"}],"wp:attachment":[{"href":"https:\/\/maklermartin.digiamo.cz\/maklermartin\/wp-json\/wp\/v2\/media?parent=333"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/maklermartin.digiamo.cz\/maklermartin\/wp-json\/wp\/v2\/categories?post=333"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/maklermartin.digiamo.cz\/maklermartin\/wp-json\/wp\/v2\/tags?post=333"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}