{"id":396,"date":"2022-09-10T09:41:57","date_gmt":"2022-09-10T07:41:57","guid":{"rendered":"https:\/\/maklermartin.digiamo.cz\/maklermartin\/2022\/09\/10\/jak-financovat-koupi-nemovitosti\/"},"modified":"2024-10-02T15:00:24","modified_gmt":"2024-10-02T13:00:24","slug":"jak-financovat-koupi-nemovitosti","status":"publish","type":"post","link":"https:\/\/maklermartin.digiamo.cz\/maklermartin\/2022\/09\/10\/jak-financovat-koupi-nemovitosti\/","title":{"rendered":"P\u0159ed prvn\u00ed prohl\u00eddkou si rozmyslete, jak budete koupi nemovitosti financovat"},"content":{"rendered":"\n<p>Chyst\u00e1te se na prohl\u00eddku nemovitosti a&nbsp;je\u0161t\u011b nev\u00edte, jak budete koupi financovat? To bohu\u017eel nen\u00ed dobr\u00e1 taktika. Prodejce i&nbsp;realitn\u00ed makl\u00e9\u0159e bude zaj\u00edmat, jak\u00e9 jsou va\u0161e pl\u00e1ny ohledn\u011b financov\u00e1n\u00ed. Dnes si uk\u00e1\u017eeme pro\u010d a&nbsp;jak se na tyto ot\u00e1zky p\u0159ipravit.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u201cHotov\u011b, nebo kartou?\u201d<\/strong><\/h2>\n\n\n\n<p>V p\u0159\u00edpad\u011b, \u017ee budete m\u00edt o&nbsp;koupi dan\u00e9 nemovitosti opravdu z\u00e1jem a&nbsp;pust\u00edte se do vyjedn\u00e1v\u00e1n\u00ed, majitele nemovitosti bude zaj\u00edmat hlavn\u011b zp\u016fsob, <strong>jak\u00fdm budete cht\u00edt koupi financovat<\/strong>.<\/p>\n\n\n\n<p>Na ot\u00e1zku financov\u00e1n\u00ed se mus\u00edte p\u0159ipravit i&nbsp;ze strany realitn\u00edho makl\u00e9\u0159e, pokud zrovna zastupuje prodejce. <strong>Bonita<\/strong> je jeden ze z\u00e1kladn\u00edch faktor\u016f, kter\u00fd makl\u00e9\u0159i u&nbsp;z\u00e1jemc\u016f zji\u0161\u0165uj\u00ed, aby prodejci doporu\u010dili nejide\u00e1ln\u011bj\u0161\u00ed kandid\u00e1ty.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Co byste m\u011bli v\u011bd\u011bt, ne\u017e p\u016fjdete na prohl\u00eddku nemovitosti?<\/strong><\/h2>\n\n\n\n<p>Jak budete nemovitost financovat. Pokud m\u00e1te v&nbsp;pl\u00e1nu vyu\u017e\u00edt mo\u017enosti hypot\u00e9ky, u\u017e byste m\u011bli v\u011bd\u011bt, <strong>zda v\u00e1m v\u016fbec banka p\u016fj\u010d\u00ed<\/strong>, kolik v\u00e1m p\u016fj\u010d\u00ed a&nbsp;za jak dlouho zvl\u00e1dnete v\u0161e s&nbsp;bankou vyjednat.&nbsp;<\/p>\n\n\n\n<p>Kdy\u017e prodejci uk\u00e1\u017eete, \u017ee m\u00e1te ji\u017e o&nbsp;financov\u00e1n\u00ed jasnou p\u0159edstavu a&nbsp;jste vybaveni informacemi, m\u00e1te v\u011bt\u0161\u00ed \u0161anci dostat se do kola finalist\u016f a&nbsp;p\u0159ibl\u00ed\u017eit se ke koupi nemovitosti.<\/p>\n\n\n<div class='fluentform ff-default fluentform_wrapper_4 ffs_custom_wrap'><form data-form_id=\"4\" id=\"fluentform_4\" class=\"frm-fluent-form fluent_form_4 ff-el-form-top ff_form_instance_4_1 ff-form-loading ffs_custom\" data-form_instance=\"ff_form_instance_4_1\" method=\"POST\" ><fieldset  style=\"border: none!important;margin: 0!important;padding: 0!important;background-color: transparent!important;box-shadow: none!important;outline: none!important; min-inline-size: 100%;\">\n                    <legend class=\"ff_screen_reader_title\" style=\"display: block; margin: 0!important;padding: 0!important;height: 0!important;text-indent: -999999px;width: 0!important;overflow:hidden;\">Odhad ceny nemovitosti<\/legend><input type='hidden' name='__fluent_form_embded_post_id' value='396' \/><input type=\"hidden\" id=\"_fluentform_4_fluentformnonce\" name=\"_fluentform_4_fluentformnonce\" value=\"eae1f2e6d7\" \/><input type=\"hidden\" name=\"_wp_http_referer\" value=\"\/maklermartin\/wp-json\/wp\/v2\/posts\/396\" \/><div class='ff-el-group  ff-custom_html' tabindex='-1' data-name=\"custom_html-4_1\" ><h2>Z\u00edskejte zdarma odhad ceny nemovitosti<\/h2>\n<div id=\"code_block-16-32\" class=\"ct-code-block lajna\" style=\"width: 72px\"><!-- --><\/div>\n<p>Zadejte kontakt, zavol\u00e1me v\u00e1m, zept\u00e1me se v\u00e1s na p\u00e1r ot\u00e1zek k nemovitosti a \u0159ekneme v\u00e1m jej\u00ed r\u00e1mcovou cenu.<\/p><\/div><div class='ff-el-group'><div class=\"ff-el-input--label ff-el-is-required asterisk-right\"><label for='ff_4_input_text' aria-label=\"Obec\">Obec<\/label><\/div><div class='ff-el-input--content'><input type=\"text\" name=\"input_text\" class=\"ff-el-form-control\" placeholder=\"Kde se nemovitost nach\u00e1z\u00ed...\" data-name=\"input_text\" id=\"ff_4_input_text\"  aria-invalid=\"false\" aria-required=true><\/div><\/div><div data-name=\"ff_cn_id_1\"  class='ff-t-container ff-column-container ff_columns_total_2  has-conditions '><div class='ff-t-cell ff-t-column-1' style='flex-basis: 50%;'><div class='ff-el-group'><div class=\"ff-el-input--label ff-el-is-required asterisk-right\"><label for='ff_4_email' aria-label=\"Email\">Email<\/label><\/div><div class='ff-el-input--content'><input type=\"email\" name=\"email\" id=\"ff_4_email\" class=\"ff-el-form-control\" data-name=\"email\"  aria-invalid=\"false\" aria-required=true><\/div><\/div><\/div><div class='ff-t-cell ff-t-column-2' style='flex-basis: 50%;'><div class='ff-el-group'><div class=\"ff-el-input--label ff-el-is-required asterisk-right\"><label for='ff_4_phone' aria-label=\"Telefon\">Telefon<\/label><\/div><div class='ff-el-input--content'><input name=\"phone\" class=\"ff-el-form-control ff-el-phone\" type=\"tel\" data-name=\"phone\" id=\"ff_4_phone\" inputmode=\"tel\"  aria-invalid='false' aria-required=true><\/div><\/div><\/div><\/div><div class='ff-el-group has-conditions skipstyleradio ff_list_3col'><div class=\"ff-el-input--label ff-el-is-required asterisk-right\"><label  aria-label=\"Chci z\u00edskat odhad ceny\">Chci z\u00edskat odhad ceny<\/label><\/div><div class='ff-el-input--content'><div class='ff-el-form-check ff-el-form-check-'><label class='ff-el-form-check-label' for=input_radio_ddbfe1857095d2e8365805908e18fffe><input  type=\"radio\" name=\"input_radio\" data-name=\"input_radio\" class=\"ff-el-form-check-input ff-el-form-check-radio\" value=\"bytu\"  id='input_radio_ddbfe1857095d2e8365805908e18fffe' aria-label='bytu' aria-invalid='false' aria-required=true> <span>bytu<\/span><\/label><\/div><div class='ff-el-form-check ff-el-form-check-'><label class='ff-el-form-check-label' for=input_radio_a5da23652d900dafe1ccd2b08bc38677><input  type=\"radio\" name=\"input_radio\" data-name=\"input_radio\" class=\"ff-el-form-check-input ff-el-form-check-radio\" value=\"domu\"  id='input_radio_a5da23652d900dafe1ccd2b08bc38677' aria-label='domu' aria-invalid='false' aria-required=true> <span>domu<\/span><\/label><\/div><div class='ff-el-form-check ff-el-form-check-'><label class='ff-el-form-check-label' for=input_radio_e794347d6e95b3d7b020277ef83b4c8d><input  type=\"radio\" name=\"input_radio\" data-name=\"input_radio\" class=\"ff-el-form-check-input ff-el-form-check-radio\" value=\"pozemku\"  id='input_radio_e794347d6e95b3d7b020277ef83b4c8d' aria-label='pozemku' aria-invalid='false' aria-required=true> <span>pozemku<\/span><\/label><\/div><\/div><\/div><div class='ff-el-group has-conditions'><div class=\"ff-el-input--label asterisk-right\"><label for='ff_4_description' aria-label=\"Zde napi\u0161te zpr\u00e1vu\">Zde napi\u0161te zpr\u00e1vu<\/label><\/div><div class='ff-el-input--content'><textarea aria-invalid=\"false\" aria-required=false name=\"description\" id=\"ff_4_description\" class=\"ff-el-form-control\" rows=\"3\" cols=\"2\" data-name=\"description\" ><\/textarea><\/div><\/div><div class='ff-el-group   has-conditions  ff-el-input--content'><div class='ff-el-form-check ff-el-tc'><label aria-label='Terms and Conditions: Zadan\u00e9 \u00fadaje zpracov\u00e1me dle t\u011bchto podm\u00ednek. Contains 1 link. Use tab navigation to review.' class='ff-el-form-check-label ff_tc_label' for=terms-n-condition_55af0eca5fb67a2843e2df3e05347806> <div class='ff_t_c'><p>Zadan\u00e9 \u00fadaje zpracov\u00e1me dle t\u011bchto <a href=\"https:\/\/www.remaxalfa.cz\/souhlas-se-zpracovanim-osobnich-udaju\" target=\"_blank\" rel=\"noopener\">podm\u00ednek<\/a>.<\/p><\/div><\/label><\/div><\/div><div class='ff-el-group ff-text-left  has-conditions ff_submit_btn_wrapper ff_submit_btn_wrapper_custom'><button class=\"ff-btn ff-btn-submit ff-btn-md width--full btn--action margin-top--m ff_btn_no_style\" type=\"submit\" name=\"custom_submit_button-4_2\" data-name=\"custom_submit_button-4_2\" >Chci z\u00edskat odhad ceny<\/button><\/div><\/fieldset><\/form><div id='fluentform_4_errors' class='ff-errors-in-stack ff_form_instance_4_1 ff-form-loading_errors ff_form_instance_4_1_errors'><\/div><\/div>            <script type=\"text\/javascript\">\n                window.fluent_form_ff_form_instance_4_1 = {\"id\":\"4\",\"settings\":{\"layout\":{\"labelPlacement\":\"top\",\"helpMessagePlacement\":\"with_label\",\"errorMessagePlacement\":\"inline\",\"cssClassName\":\"\",\"asteriskPlacement\":\"asterisk-right\"},\"restrictions\":{\"denyEmptySubmission\":{\"enabled\":false}}},\"form_instance\":\"ff_form_instance_4_1\",\"form_id_selector\":\"fluentform_4\",\"rules\":{\"input_text\":{\"required\":{\"value\":true,\"message\":\"Toto pole je povinn\\u00e9.\",\"global_message\":\"Toto pole je povinn\\u00e9.\",\"global\":true}},\"email\":{\"required\":{\"value\":true,\"message\":\"This field is required\",\"global\":false,\"global_message\":\"Toto pole je povinn\\u00e9.\"},\"email\":{\"value\":true,\"message\":\"This field must contain a valid email\",\"global\":false,\"global_message\":\"This field must contain a valid email\"}},\"phone\":{\"required\":{\"value\":true,\"message\":\"This field is required\",\"global\":false,\"global_message\":\"Toto pole je povinn\\u00e9.\"},\"valid_phone_number\":{\"value\":false,\"message\":\"Phone number is not valid\",\"global\":false,\"global_message\":\"Phone number is not valid\"}},\"input_radio\":{\"required\":{\"value\":true,\"message\":\"Toto pole je povinn\\u00e9.\",\"global_message\":\"Toto pole je povinn\\u00e9.\",\"global\":true}},\"description\":{\"required\":{\"value\":false,\"message\":\"This field is required\",\"global\":false,\"global_message\":\"Toto pole je povinn\\u00e9.\"}},\"terms-n-condition\":{\"required\":{\"value\":false,\"message\":\"Toto pole je povinn\\u00e9.\",\"global_message\":\"Toto pole je povinn\\u00e9.\",\"global\":true}}},\"debounce_time\":300,\"conditionals\":{\"ff_cn_id_1\":{\"type\":\"any\",\"status\":true,\"conditions\":[{\"field\":\"input_text\",\"value\":\"\",\"operator\":\"!=\"}]},\"email\":{\"conditions\":[],\"status\":false,\"type\":\"any\",\"container_condition\":{\"type\":\"any\",\"status\":true,\"conditions\":[{\"field\":\"input_text\",\"value\":\"\",\"operator\":\"!=\"}]}},\"phone\":{\"conditions\":[],\"status\":false,\"type\":\"any\",\"container_condition\":{\"type\":\"any\",\"status\":true,\"conditions\":[{\"field\":\"input_text\",\"value\":\"\",\"operator\":\"!=\"}]}},\"input_radio\":{\"type\":\"any\",\"status\":true,\"conditions\":[{\"field\":\"input_text\",\"value\":\"\",\"operator\":\"!=\"}]},\"description\":{\"type\":\"any\",\"status\":true,\"conditions\":[{\"field\":\"input_text\",\"value\":\"\",\"operator\":\"!=\"}]},\"terms-n-condition\":{\"type\":\"all\",\"status\":true,\"conditions\":[{\"field\":\"input_text\",\"value\":\"\",\"operator\":\"!=\"}]},\"custom_submit_button-4_2\":{\"type\":\"any\",\"status\":true,\"conditions\":[{\"field\":\"input_text\",\"value\":\"\",\"operator\":\"!=\"}]}}};\n                            <\/script>\n            \n\n\n\n<h2 class=\"wp-block-heading\"><strong>Konkr\u00e9tn\u00ed tipy, jak se p\u0159ipravit<\/strong><\/h2>\n\n\n\n<p>Jak z\u00edskat v\u00fd\u0161e zm\u00edn\u011bn\u00e9 informace a&nbsp;b\u00fdt na vyjedn\u00e1v\u00e1n\u00ed opravdu \u201cready\u201d? <strong>Vyberte si dv\u011b a\u017e t\u0159i banky<\/strong>, u&nbsp;kter\u00fdch p\u0159ich\u00e1z\u00ed v&nbsp;\u00favahu vz\u00edt si \u00fav\u011br a&nbsp;nechte si u&nbsp;nich vyhotovit tzv. prescoring. Tedy p\u0159edb\u011b\u017en\u00e9 posouzen\u00ed, kter\u00e9 v\u00e1m uk\u00e1\u017ee, jak\u00fd \u00fav\u011br si m\u016f\u017eete dovolit.<\/p>\n\n\n\n<p>V \u00favahu tak\u00e9 p\u0159ich\u00e1z\u00ed vz\u00edt si pohotovostn\u00ed \u00fav\u011br a&nbsp;m\u00edt pen\u00edze jist\u00e9 ihned. Pokud se touto cestou vyd\u00e1te, pamatujte, \u017ee mus\u00edte pen\u00edze vyu\u017e\u00edt a&nbsp;po\u0159\u00eddit nemovitost <strong>do 12 m\u011bs\u00edc\u016f od sjedn\u00e1n\u00ed<\/strong>.&nbsp;<\/p>\n\n\n\n<p>Z dne\u0161n\u00edho \u010dl\u00e1nku si odneste hlavn\u011b to, \u017ee se velmi vyplat\u00ed chodit na prohl\u00eddky nemovitosti informa\u010dn\u011b vybaven\u00fd a&nbsp;s&nbsp;jasnou p\u0159edstavou, <strong>jak budete \u0159e\u0161it financov\u00e1n\u00ed<\/strong>. Ocen\u00ed to prodejci i&nbsp;zastupuj\u00edc\u00ed realitn\u00ed makl\u00e9\u0159i, u&nbsp;kter\u00fdch si nahrajete plusov\u00e9 body a&nbsp;zv\u00fd\u0161\u00edte sv\u00e9 \u0161ance na \u00fasp\u011bch.<\/p>\n\n\n\n<p>Zaj\u00edm\u00e1 v\u00e1s cokoli dal\u0161\u00edho ze sv\u011bta realit? <a href=\"https:\/\/www.maklermartin.cz\/kontakt\/\" target=\"_blank\" rel=\"noreferrer noopener\">Napi\u0161te mi, r\u00e1d v\u00e1m porad\u00edm<\/a>.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Chyst\u00e1te se na prohl\u00eddku nemovitosti a&nbsp;je\u0161t\u011b nev\u00edte, jak budete koupi financovat? To bohu\u017eel nen\u00ed dobr\u00e1 taktika. Prodejce i&nbsp;realitn\u00ed makl\u00e9\u0159e bude zaj\u00edmat, jak\u00e9 jsou va\u0161e pl\u00e1ny ohledn\u011b financov\u00e1n\u00ed. &#8230;<\/p>\n","protected":false},"author":1,"featured_media":397,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[11],"tags":[],"class_list":["post-396","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"meta_box":[],"_links":{"self":[{"href":"https:\/\/maklermartin.digiamo.cz\/maklermartin\/wp-json\/wp\/v2\/posts\/396","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/maklermartin.digiamo.cz\/maklermartin\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/maklermartin.digiamo.cz\/maklermartin\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/maklermartin.digiamo.cz\/maklermartin\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/maklermartin.digiamo.cz\/maklermartin\/wp-json\/wp\/v2\/comments?post=396"}],"version-history":[{"count":1,"href":"https:\/\/maklermartin.digiamo.cz\/maklermartin\/wp-json\/wp\/v2\/posts\/396\/revisions"}],"predecessor-version":[{"id":714,"href":"https:\/\/maklermartin.digiamo.cz\/maklermartin\/wp-json\/wp\/v2\/posts\/396\/revisions\/714"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/maklermartin.digiamo.cz\/maklermartin\/wp-json\/wp\/v2\/media\/397"}],"wp:attachment":[{"href":"https:\/\/maklermartin.digiamo.cz\/maklermartin\/wp-json\/wp\/v2\/media?parent=396"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/maklermartin.digiamo.cz\/maklermartin\/wp-json\/wp\/v2\/categories?post=396"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/maklermartin.digiamo.cz\/maklermartin\/wp-json\/wp\/v2\/tags?post=396"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}