{"id":430,"date":"2023-01-09T17:45:34","date_gmt":"2023-01-09T16:45:34","guid":{"rendered":"https:\/\/maklermartin.digiamo.cz\/maklermartin\/2023\/01\/09\/na-co-si-dat-pozor-pokud-kupujici-chce-koupi-financovat-hypotekou\/"},"modified":"2023-01-09T17:45:34","modified_gmt":"2023-01-09T16:45:34","slug":"na-co-si-dat-pozor-pokud-kupujici-chce-koupi-financovat-hypotekou","status":"publish","type":"post","link":"https:\/\/maklermartin.digiamo.cz\/maklermartin\/2023\/01\/09\/na-co-si-dat-pozor-pokud-kupujici-chce-koupi-financovat-hypotekou\/","title":{"rendered":"Na co si d\u00e1t pozor, pokud kupuj\u00edc\u00ed chce koupi financovat hypot\u00e9kou"},"content":{"rendered":"\n<p>Prod\u00e1v\u00e1te nemovitost, na va\u0161i nab\u00eddku se kone\u010dn\u011b ozval vhodn\u00fd z\u00e1jemce a&nbsp;ten chce koupi financovat pomoc\u00ed hypot\u00e9ky? Banka bude v&nbsp;takov\u00e9m p\u0159\u00edpad\u011b vy\u017eadovat souhlas od obou man\u017eel\u016f. A&nbsp;to i&nbsp;v&nbsp;p\u0159\u00edpad\u011b, \u017ee nemovitost vlastnicky pat\u0159\u00ed jen man\u017eelovi \u010di man\u017eelce.<\/p>\n\n\n\n<p>Jak je to mo\u017en\u00e9? Poj\u010fme se na to bl\u00ed\u017ee pod\u00edvat.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Banka v\u00e1m bez souhlasu zav\u0159e dve\u0159e<\/strong><\/h2>\n\n\n\n<p>\u010casto sl\u00fdch\u00e1m o&nbsp;tom, jak prod\u00e1vaj\u00edc\u00ed nad touto povinnost\u00ed jen m\u00e1vnou rukou, proto\u017ee jejich nemovitost p\u0159ece prokazateln\u011b nen\u00ed sou\u010d\u00e1st\u00ed SJM. <strong>To ale v\u016fbec nevad\u00ed. <\/strong>Banka je \u00fa\u0159ad, kter\u00fd si v\u0161echny skute\u010dnosti pe\u010dliv\u011b prov\u011b\u0159uje a&nbsp;rozhodn\u011b si d\u016fkladn\u011b posv\u00edt\u00ed i&nbsp;na va\u0161i nemovitost.<\/p>\n\n\n\n<p>Pro\u010d je banka tak pe\u010dliv\u00e1? Bere toti\u017e v&nbsp;potaz pom\u00edjivost lidsk\u00fdch vztah\u016f. To, \u017ee je te\u010f s&nbsp;va\u0161\u00ed polovi\u010dkou v\u0161e kr\u00e1sn\u00e9 a&nbsp;r\u016f\u017eov\u00e9, neznamen\u00e1, \u017ee to vydr\u017e\u00ed napo\u0159\u00e1d. I&nbsp;kdy\u017e v\u00e1m to opravdu ze srdce p\u0159eji. <strong>Lidsk\u00e9 vztahy jsou ale k\u0159ehk\u00e9<\/strong> a&nbsp;jejich podstata se m\u016f\u017ee ze dne na den zm\u011bnit. Banky toto v\u011bd\u00ed, a&nbsp;proto cht\u011bj\u00ed m\u00edt v\u0161e podchycen\u00e9. Kupn\u00ed smlouva, pokud nebude \u0159\u00e1dn\u011b pr\u00e1vn\u011b podchycena, m\u016f\u017ee b\u00fdt toti\u017e napadnuta i&nbsp;zp\u011btn\u011b.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Souhlas cht\u011bjte, a\u0165 u\u017e chce kupuj\u00edc\u00ed financovat koupi jakkoli<\/strong><\/h2>\n\n\n\n<p>Souhlas va\u0161\u00ed polovi\u010dky doporu\u010duji i&nbsp;ve chv\u00edli, kdy nen\u00ed koup\u011b nemovitosti ze strany kupuj\u00edc\u00edho financov\u00e1na hypot\u00e9kou. <strong>A\u0165 u\u017e chce koupi financovat jakkoli<\/strong>, dbejte na to, abyste souhlas z\u00edskali. <\/p>\n\n\n\n<p>Nap\u0159\u00edklad prodej za hotov\u00e9 pen\u00edze. Z\u00e1stava se sice nezap\u00ed\u0161e, ale st\u00e1le se prodej bude t\u00fdkat rodinn\u00e9 dom\u00e1cnost. Pokud si souhlas na za\u010d\u00e1tku nevy\u017e\u00e1d\u00e1te, v&nbsp;budoucnu by v\u00e1s to mohlo mrzet.<\/p>\n\n\n\n<p>P\u0159izn\u00e1m se, \u017ee toto je v&nbsp;realitn\u00edm sv\u011bt\u011b opravdu n\u00e1ro\u010dn\u00e9 a&nbsp;citliv\u00e9 t\u00e9ma. Pokud si nejste jisti, co se po v\u00e1s vlastn\u011b chce, nebo jak se m\u00e1te nejl\u00e9pe zachovat, <a href=\"https:\/\/www.maklermartin.cz\/kontakt\/\" target=\"_blank\" rel=\"noreferrer noopener\">kontaktuje m\u011b.<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Prod\u00e1v\u00e1te nemovitost, na va\u0161i nab\u00eddku se kone\u010dn\u011b ozval vhodn\u00fd z\u00e1jemce a&nbsp;ten chce koupi financovat pomoc\u00ed hypot\u00e9ky? Banka bude v&nbsp;takov\u00e9m p\u0159\u00edpad\u011b vy\u017eadovat souhlas od obou man\u017eel\u016f. A&nbsp;to i&nbsp;v&nbsp;p\u0159\u00edpad\u011b, &#8230;<\/p>\n","protected":false},"author":1,"featured_media":431,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[11],"tags":[],"class_list":["post-430","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"meta_box":[],"_links":{"self":[{"href":"https:\/\/maklermartin.digiamo.cz\/maklermartin\/wp-json\/wp\/v2\/posts\/430","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/maklermartin.digiamo.cz\/maklermartin\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/maklermartin.digiamo.cz\/maklermartin\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/maklermartin.digiamo.cz\/maklermartin\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/maklermartin.digiamo.cz\/maklermartin\/wp-json\/wp\/v2\/comments?post=430"}],"version-history":[{"count":0,"href":"https:\/\/maklermartin.digiamo.cz\/maklermartin\/wp-json\/wp\/v2\/posts\/430\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/maklermartin.digiamo.cz\/maklermartin\/wp-json\/wp\/v2\/media\/431"}],"wp:attachment":[{"href":"https:\/\/maklermartin.digiamo.cz\/maklermartin\/wp-json\/wp\/v2\/media?parent=430"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/maklermartin.digiamo.cz\/maklermartin\/wp-json\/wp\/v2\/categories?post=430"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/maklermartin.digiamo.cz\/maklermartin\/wp-json\/wp\/v2\/tags?post=430"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}